Andhra Pradesh government has announced the launch of the Kalyana Laxmi Scheme 2026 for DWCRA women.
- The scheme aims to provide low-interest financial assistance for daughters’ marriage expenses.
- It will be implemented through SERP and Stree Nidhi with budgetary support from the State government.
Key Facts:
| Feature | Details |
|---|---|
| Scheme Name | Kalyana Laxmi Scheme 2026 |
| State | Andhra Pradesh |
| Beneficiaries | DWCRA women |
| Purpose | Financial support for daughters’ marriage expenses |
| Loan Amount | ₹10,000 to ₹1,00,000 |
| Interest Rate | 4% annual interest (Pavala Vaddi) |
| Repayment Period | Up to 48 monthly installments |
| Implementing Agencies | Society for Elimination of Rural Poverty (SERP) and Stree Nidhi |
| Budget Allocation | ₹250 crore |
| Financial Year | 2026–27 |
| Expected Beneficiaries | 25,000 women |
Significance of the Scheme
The scheme is aimed at improving financial access for DWCRA women by providing affordable credit support. The Pavala Vaddi loans under the Kalyana Laxmi Scheme 2026 may reduce dependence on informal borrowing for marriage-related expenses.
Quick Revision Points
- Andhra Pradesh announced the Kalyana Laxmi Scheme 2026
- Scheme targets DWCRA women
- Loan amount ranges from ₹10,000 to ₹1,00,000
- Interest rate fixed at 4% annually
- Repayment allowed in 48 monthly installments
- Implemented through SERP Andhra Pradesh and Stree Nidhi
- Budget allocation for 2026–27 is ₹250 crore
- Scheme aims to benefit 25,000 beneficiaries
Practice MCQs
- The Kalyana Laxmi Scheme 2026 in Andhra Pradesh is primarily intended for:
A. Farmers
B. Students
C. DWCRA women
D. Senior citizens - What is the annual interest rate under the Kalyana Laxmi Scheme 2026?
A. 2%
B. 4%
C. 6%
D. 8% - Which agencies will implement the Kalyana Laxmi Scheme 2026?
A. NABARD and RBI
B. DRDO and ISRO
C. SERP and Stree Nidhi
D. SIDBI and SEBI - What is the maximum repayment period under the scheme?
A. 24 months
B. 36 months
C. 48 months
D. 60 months
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